After over six years of work by the Coalition known as Arkansans Against Abusive Payday Lending (AAAPL), the last predatory payday lender left the state of Arkansas on July 31, 2009. We have retained this web site so Advocates from other states can look at the information on this site and see what we did and how we did it in the hopes that it will help you in your efforts. We hope the information on this site is found to be useful for Advocates and Victims of the ‘Debt Trap’ known as payday lending.

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Arkansans Against Abusive Payday Lending is a broad-based coalition of non-profit, consumer, community, civic, military and faith-based organizations dedicated to ridding our community of the abuses of payday lending. Payday lending tends to prey on low-to-moderate income families, college students, military personnel and the elderly.

The video below tells the human story of victims caught in the debt trap of payday lending.